2013 San Diego Conforming Loan Limits
The 2013 conforming loan limits for San Diego County will remain at $417,000 for traditional conforming loans and $546,250 for the San Diego high balance conforming loan program. This is good news for...
View Article2013 San Diego FHA Loan Limits Remain The Same
The 2013 San Diego County FHA loan limits will remain the same as 2012. The maximum loan limit will stay at $697,500 for San Diego FHA loans. FHA loans with loan amounts below $417,000 in San Diego...
View ArticleMortgage Insurance Tax Deductibility for San Diego Low Down Payment Loans
The American Taxpayer Relief Act of 2012 that was passed on January 1, 2013, included a benefit for those who have or will choose a Low Down Payment Loan in San Diego with Mortgage Insurance....
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What’s the difference between being pre−qualified and pre−approved for a San...
Many times buyers will ask me to explain the differences between pre-qualification and pre-approval and which one positions them better to get a San Diego Home Loan for their new home purchase. I will...
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San Diego Mortgage Rate Update for The Week of May 6, 2013
Mortgage Rates Increased by .125% On Friday, the Labor Department reported nonfarm payrolls rose by 165,000 in April, above the 155,000 that was expected. The numbers for February and March were also...
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What is the FHA Back to Work Program?
As a Mortgage Broker located in San Diego, I am aware of how the recent recession and current economic stagnation caused a lot of people in San Diego to lose their homes or get caught and mired in...
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San Diego Jumbo Loans to $1.275 Million at 85% LTV
Are you in the market to buy a million dollar plus home in San Diego, but don’t want to put 20% down in order to get your San Diego Jumbo Loan? Then, I have a solution for you! As a Mortgage Broker and...
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Now that I am Pre-Approved What are the Next steps?
Once you have received a pre-approval from your San Diego Mortgage Broker, you might be wondering what happens next. The steps you follow afterward are fairly straightforward and I am going to walk...
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San Diego Home Buyers Will be Shocked by FHA’s 2014 Loan Limits
HUD just announced last week the new FHA loan limits by county for 2014. Home buyers in San Diego will be surprised by how much the loan limits were decreased. San Diego experienced the largest...
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How Expensive of a Home Can I Afford in San Diego?
How Much Home Can I Afford? One of the key things to keep in mind if you’re thinking of buying a home and even before you begin your search is to know how much you can afford to spend on that dream...
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